Extended Car Warranty

A car warranty is basically an insurance policy that covers you for any likely repair costs if your car breaks down due to what is referred to as catastrophic mechanical failure. This policy is also referred to as a Mechanical Breakdown Policy.

Thousands of UK car owners are starting to extending their car warranties online, in the past the used car dealership was the preferred route, but due to the complexity of extended car warranty products, car buyers are more often that ever before turning to the internet to for more information about levels of cover that they can expect to be given ands also to compare prices and policy features to ensure they are getting a fair deal!

The fact remains that a good car warranty offers you continued financial protection against unexpected garage and repair bills by providing cover on all the major working components subject to the level of warranty cover you decide to buy; from the engine, gearbox to suspension and even electrical parts, but it usually excludes items subject to the mechanical components wear and tear such as tyre's, oil and air filters, brake pads and timing belts.

When you extend your car warranty with the Click4Group we include protection against both "mechanical breakdown" and "wear and tear", which means that a policy from us WILL pay toward the cost of repairs if a part fails as a result of “wear and tear”. This means that oil pump, pistons and rings and even the internal working parts of your gearbox are covered in our basic car warranty insurance, starter motors and all the relevant parts are an example of parts included in our 4 Star Warranty policy and electronic components such as the Engine electronic control unit and others are covered under our 5 star warranty policy.

Should you decide not to extend your car warranty when your current policy runs out, or if you have recently bought a used car and decide not to buy a car warranty and your vehicle does let you down, it could cost you far more than you budgeted for. In this situation you can easily see the benefits of a good quality motor warranty policy, making it money well spent.

Click4Warranty recommend that you check a few points before you go out and buy an extended car warranty policy.

• Are you offered a minimum of 14 days money back guarantee?
• Does your warranty provide the level of cover you expect?
• Number of maximum claims allowed against the policy per year?
• Where can you take the car to be serviced and repaired?
• What servicing schedule must you follow?
• How long must you wait before you can claim?
• Has the insurance company placed a limit on labour costs?
• Does the warranty policy have an excess?
• Is there additional cover for things like turbo's and 4wd?
• Is your policy transferable should you sell your car?

Extended Car Warranty - Benefits

Various Automotive Warranties are available online in the UK. All have differing criteria and restrictions can vary between them. The level of cover on some entry level car warranty policies can be very low spec which restricts the amount of vehicle parts covered should you need to make a claim.

Opting for a one, two or three year old vehicle will let you enjoy the end of the manufacturer’s warranty, which stays with the car once it is sold on by the original owner. Great news for any used car buyer. This is often used as a strong selling point for the seller and it is worth bearing in mind that should you extend the warranty on a used vehicle, the policy you buy may also be transferable when it comes time for you to sell, therefore providing you with a invaluable selling tool of your own.

Many older vehicles between three and five years are not likely to still be under their original warranty, so many dealers include mechanical breakdown insurance to increase their chance of selling that vehicle. Theses policies are generally very short and have major restrictions, so they may not always provide the level of cover that you really expect. Choose a used car from a manufacturer’s approved used scheme and the quality of the vehicle and any warranty that it comes with is likely to be a notch up on other deals. This is because that dealers company has a vested interest in selling only the best used cars and a bad warranty could damage their reputation.