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Petrol & Diesel Car Warranty
Choose the Right Protection for Your Petrol or Diesel Car
At Click4Warranty, we offer three clear levels of extended car warranty cover designed for petrol and diesel vehicles. Whether you need essential protection or maximum long-term security, you can choose the plan that best matches your vehicle, driving habits, and budget.
- Drive Easy – Cover option with no vehicle age or mileage limits for cover to start. Offers affordable cover focused on major mechanical and electrical breakdowns.
- Drive Elite – Comprehensive component protection including Wear & Tear cover up to 6 years or 60,000 miles.
- Drive Elite 10 Year – Our most extensive option with comprehensive component coverage and Wear & Tear protection up to 10 years or 100,000 miles.
Get the right level of protection for your petrol or diesel car with Click4Warranty.
All three options provide fully insured mechanical breakdown cover, flexible payment terms, no pre-inspection, and fast claims support.
Our Petrol & Diesel Warranty Options
Drive Easy
Economical yet effective cover for major mechanical and electrical failures.
- Wide range of major components covered
- No age or mileage restrictions to start
- 12, 24 or 36 months cover
- Up to £100 roadside recovery, £30/day hire car, £60 accommodation
- 30-day money-back guarantee
Drive Elite
More comprehensive cover with the addition of Wear & Tear protection up to 6 years or 60,000 miles.
- Broader list of covered components
- Wear & Tear included
- All Drive Easy benefits plus enhanced protection
Drive Elite 10 Year
Our most extensive warranty with the widest component coverage and Wear & Tear protection up to 10 years or 100,000 miles.
- Broader list of covered components
- Longest Wear & Tear period
- All Drive Easy benefits, plus enhanced protection and longer Wear & Tear cover
Ready to Protect Your Petrol or Diesel Car?
Still unsure which option is best for you? Our team is happy to help. Call us on 0203 921 0635 (weekdays 9am–5pm).
Are Extended Car Warranties Worth it?
Click4Warranty Mechanical Breakdown Insurance is a fully insured and regulated product designed to protect you from the high cost of unexpected repairs, helping you keep your car on the road without facing large bills alone.
With repair costs continuing to rise, this cover allows you to pay today’s prices for repairs that could happen up to three years in the future.
Here are some recent claim examples to help you decide if this is protection you can afford to be without.
Recent Claims (Taken from claims between January and March 2026)
| Make | Repair | Amount | |
| BMW |
| £2,059.50 | |
| Ford |
| £1,000.00 | |
| Kia |
| £500.00 | |
| Peugeot |
| £526.64 | |
| Seat | Engine | £1,000.00 | |
| Nissan | Suspension | £613.29 | |
| Mercedes-Benz | Cooling System | £916.80 |
Vehicle Eligibility
To be eligible for cover, vehicles must:
- Have 28 days remaining on a valid MOT
- Must be an eligible vehicle make
- Must be under 3,500 kgs and not used for hire & reward
Vehicle age and mileage:
- Drive Easy – no age or mileage limits
- Drive Elite & Drive Elite 10 Year – vehicles aged under 8 years and with less than 80,000 miles travelled for cover to start.
Why Choose Click4Warranty?
- Fully insured policies regulated by the Financial Conduct Authority
- No pre-inspection required
- Fast claims handling with direct payment to repairers
- UK-based customer service team
- Flexible payment options (full payment or monthly instalments)
But don’t just take our word for it. See what our customers have to say.
See What’s Included – Can You Afford to Be Without This Cover?
| Covered Component |
Wear & Tear
|
|
Drive Easy
|
|
|
Drive Elite
|
+ cover
Failure of covered mechanical and electrical parts due to Wear & Tear for vehicles aged up to 6 years or 60,000 miles. |
|
Drive Elite (10 Year)
|
+ cover
Failure of covered mechanical and electrical parts due to Wear & Tear for vehicles aged up to 10 years or 100,000 miles. |
| Covered Component |
Roadside Recovery
|
|
Drive Easy
|
+ cover
Up to £100 including VAT for authorised claims |
|
Drive Elite
|
+ cover
Up to £100 including VAT for authorised claims |
|
Drive Elite (10 Year)
|
+ cover
Up to £100 including VAT for authorised claims |
| Covered Component |
Overnight Accommodation & Rail Fares
|
|
Drive Easy
|
+ cover
Up to £60 towards hotel expenses or a return rail ticket for covered claims if you are unable to return home. |
|
Drive Elite
|
+ cover
Up to £60 towards hotel expenses or a return rail ticket for covered claims if you are unable to return home. |
|
Drive Elite (10 Year)
|
+ cover
Up to £60 towards hotel expenses or a return rail ticket for covered claims if you are unable to return home. |
| Covered Component |
Car Hire
|
|
Drive Easy
|
+ cover
Up to £30 per day including VAT for up to 7 days |
|
Drive Elite
|
+ cover
Up to £30 per day including VAT for up to 7 days |
|
Drive Elite (10 Year)
|
+ cover
Up to £30 per day including VAT for up to 7 days |
| Covered Component |
Cover Abroad
|
|
Drive Easy
|
+ cover
Up to 90 days a year in the Republic of Ireland and mainland Europe. |
|
Drive Elite
|
+ cover
Up to 90 days a year in the Republic of Ireland and mainland Europe. |
|
Drive Elite (10 Year)
|
+ cover
Up to 90 days a year in the Republic of Ireland and mainland Europe. |
| Covered Component |
Air Conditioning (factory fitted)
|
|
Drive Easy
|
+ cover
Air conditioning compressor unit. Up £60 (including VAT) re-gassing for covered claims. |
|
Drive Elite
|
+ cover
Compressor, condenser, control panel and re-gassing up to £60 (including VAT). |
|
Drive Elite (10 Year)
|
+ cover
Compressor, condenser, control panel and re-gassing up to £60 (including VAT). |
| Covered Component |
Anti-Locking Braking System
|
|
Drive Easy
|
+ cover
ABS modulator and wheel sensors. |
|
Drive Elite
|
+ cover
ABS control unit, pump and wheel sensors. |
|
Drive Elite (10 Year)
|
+ cover
ABS control unit, pump and wheel sensors. |
| Covered Component |
Automatic Gearbox
|
|
Drive Easy
|
+ cover
All internal mechanical parts. Internal gears; sun and planet gears; carriers. Brake bands; clutch steel discs and clutch drums. Valve block; pressure valves; internal main shafts and pressure seals. Excludes electrical parts. |
|
Drive Elite
|
+ cover
All internal mechanical parts: internal gears, gear levers, sun and planet gears and carriers, brake bands, clutch steel discs and clutch drums (excluding friction linings), valve block, pressure valves, internal main shafts, pressure seals, selector mechanism (excluding cables), mechatronic units and electronic control units. Excludes oil leaks. |
|
Drive Elite (10 Year)
|
+ cover
All internal mechanical parts: internal gears, gear levers, sun and planet gears and carriers, brake bands, clutch steel discs and clutch drums (excluding friction linings), valve block, pressure valves, internal main shafts, pressure seals, selector mechanism (excluding cables), mechatronic units and electronic control units. Excludes oil leaks. |
| Covered Component |
Brakes
Front and rear drive axle wheel bearings.
|
|
Drive Easy
|
+ cover
Brake master cylinder, wheel cylinders, restrictor valve, callipers, servo. Excludes seizure |
|
Drive Elite
|
+ cover
Brake master cylinder, wheel cylinders, restrictor valve, brake calipers, servo, regenerative braking systems (excluding frictional material), electronic parking brake. |
|
Drive Elite (10 Year)
|
+ cover
Brake master cylinder, wheel cylinders, restrictor valve, brake calipers, servo, regenerative braking systems (excluding frictional material), electronic parking brake. |
| Covered Component |
Casings
|
|
Drive Easy
|
+ cover
Should the failure of any of the components covered result in damage to the casings, then they will also be covered and will constitute part of the maximum claim liability. |
|
Drive Elite
|
+ cover
Should the failure of any of the covered components result in damage to the casings, then they will also be covered and will constitute part of the maximum claim liability. |
|
Drive Elite (10 Year)
|
+ cover
Should the failure of any of the covered components result in damage to the casings, then they will also be covered and will constitute part of the maximum claim liability. |
| Covered Component |
Clutch
|
|
Drive Easy
|
+ cover
All internal mechanical parts. Clutch master cylinder; slave cylinder; release bearing; pressure plate; centre disc and oil contamination of the centre plate only. |
|
Drive Elite
|
+ cover
All internal mechanical parts, clutch master cylinder (excluding frictional material), slave cyclinder. |
|
Drive Elite (10 Year)
|
+ cover
All internal mechanical parts, clutch master cylinder (excluding frictional material), slave cyclinder. |
| Covered Component |
Differential
|
|
Drive Easy
|
+ cover
All internal mechanical parts. Crown wheel and pinion; planet gears and pins. Main input bearing and input seal, output bearings. Excludes output seals. |
|
Drive Elite
|
+ cover
All internal mechanical parts, crown wheel and pinion, planet gears and pins, main input, bearing and input seal, output bearings (excluding output seals). |
|
Drive Elite (10 Year)
|
+ cover
All internal mechanical parts, crown wheel and pinion, planet gears and pins, main input, bearing and input seal, output bearings (excluding output seals). |
| Covered Component |
Electrical System
|
|
Drive Easy
|
+ cover
Starter motor; alternator; electric window motors and switches; sunroof motor and switch; central locking motors; front and rear windscreen wiper and washer motors; heater-fan motor; heater motor resistor; multi-function stalk switch and horn; immobiliser/alarm; clock; headlight switch; interior light switch; front and rear fog light switches; heated rear window switch; heated front window switch. |
|
Drive Elite
|
+ cover
Starter motor and solenoid including pre-engagement mechanism and bendix drive, alternator/dynamo, coil regulator, window and sunroof motors, centralised locking, heater fan motor, indicator flasher relay, distributor, front and rear windshield wiper and washer motors, electronic ignition amplifier, horn, immobiliser/ alarm, clock, switches, ignition coils, body control modules, electronic control units (excluding air bag system), convertible roof motor, instrument cluster and gauges, electric seat controls. |
|
Drive Elite (10 Year)
|
+ cover
Starter motor and solenoid including pre-engagement mechanism and bendix drive, alternator/dynamo, coil regulator, window and sunroof motors, centralised locking, heater fan motor, indicator flasher relay, distributor, front and rear windshield wiper and washer motors, electronic ignition amplifier, horn, immobiliser/ alarm, clock, switches, ignition coils, body control modules, electronic control units (excluding air bag system), convertible roof motor, instrument cluster and gauges, electric seat controls. |
| Covered Component |
Engine
|
|
Drive Easy
|
+ cover
Rocker assembly including hydraulic followers, inlet and exhaust valves (excluding burnt valves), springs and guides, cylinder head (excluding cracks and de-coking), cylinder head gasket, push rods, camshafts and followers, timing gears and chains (excluding tensioners and connected electrical devices), oil pump, pistons and rings, cylinder bores, con rods, gudgeon pins and bearings, crankshaft and bearings, inlet manifold, flywheel and ring gear. Timing belts are covered provided that the last due change of belt has taken place as specified by the manufacturer’s schedule (proof required). |
|
Drive Elite
|
+ cover
Starter ring gear, flywheel, oil pump, crankshaft and bearings, timing gears and chains, camshafts and bearings, rocker assembly, cam followers, cam bearings and journals (including main caps), buckets, shims, collets, tappet gear, inlet and exhaust valves, inlet and exhaust valve springs, inlet and exhaust valve guides, pistons and rings, cylinder bores, con rods, exhaust brake – all parts, core plugs, rear main oil seal and timing cover oil sea, big end caps (not including the crank balance shaft and drive unit)., cylinder head, cylinder head gasket, timing gears and chains, oil pump, gudgeon pins and bearings, crankshaft and bearings, inlet manifold, excludes cracked or porous cylinder heads and bores, carbon deposits, skimming or pressure testing, burnt out valves and seizing of the exhaust brake. |
|
Drive Elite (10 Year)
|
+ cover
Starter ring gear, flywheel, oil pump, crankshaft and bearings, timing gears and chains, camshafts and bearings, rocker assembly, cam followers, cam bearings and journals (including main caps), buckets, shims, collets, tappet gear, inlet and exhaust valves, inlet and exhaust valve springs, inlet and exhaust valve guides, pistons and rings, cylinder bores, con rods, exhaust brake – all parts, core plugs, rear main oil seal and timing cover oil sea, big end caps (not including the crank balance shaft and drive unit)., cylinder head, cylinder head gasket, timing gears and chains, oil pump, gudgeon pins and bearings, crankshaft and bearings, inlet manifold. Excludes cracked or porous cylinder heads and bores, carbon deposits, skimming or pressure testing, burnt out valves and seizing of the exhaust brake. |
| Covered Component |
Engine Cooling System
|
|
Drive Easy
|
+ cover
Water pump; thermostat; thermostat housing; engine cooling fan; radiator; engine oil cooler and heater matrix only. |
|
Drive Elite
|
+ cover
Radiator, oil cooler, water pump, thermostat and thermostat housing, thermostatically controlled radiator fan, heater matrix, coolant temperature sensor. |
|
Drive Elite (10 Year)
|
+ cover
Radiator, oil cooler, water pump, thermostat and thermostat housing, thermostatically controlled radiator fan, heater matrix, coolant temperature sensor. |
| Covered Component |
Engine Management (ECU)
|
|
Drive Easy
|
+ cover
Engine electronic control unit. |
|
Drive Elite
|
+ cover
Engine electronic control unit. |
|
Drive Elite (10 Year)
|
+ cover
Engine electronic control unit. |
| Covered Component |
Four Wheel Drive
|
|
Drive Easy
|
+ cover
All four-wheel drive parts except wiring and connectors. |
|
Drive Elite
|
+ cover
As per front and rear wheel drive. |
|
Drive Elite (10 Year)
|
+ cover
As per front and rear wheel drive. |
| Covered Component |
Front and Rear Suspension
|
|
Drive Easy
|
+ cover
Coil springs; upper and lower wishbones; ball and swivel joints; suspension arms; tie rod ends; anti-roll bar links; track rod ends. Excludes bushes. |
|
Drive Elite
|
+ cover
Coil springs, upper and lower wishbones, ball and swivel joints, suspension arms, air bags and compressor, tie rod ends, anti-roll bar links, track rod ends (excluding bushes), shock absorbers, electronic suspension control modules, suspension sensors. |
|
Drive Elite (10 Year)
|
+ cover
Coil springs, upper and lower wishbones, ball and swivel joints, suspension arms, air bags and compressor, tie rod ends, anti-roll bar links, track rod ends (excluding bushes), shock absorbers, electronic suspension control modules, suspension sensors. |
| Covered Component |
Front Wheel Drive
|
|
Drive Easy
|
+ cover
Drive shafts including constant velocity joints, universal joints and couplings. Outer constant velocity joint housing, inner race, cage and bearings. Outer drive shaft housing, inner race, cage and bearings. |
|
Drive Elite
|
+ cover
Drive shafts including constant velocity joints, housings and couplings, universal joints and couplings,outer driveshaft housing, inner race cage and bearings (excluding gaiters), transfer box, haldex unit. |
|
Drive Elite (10 Year)
|
+ cover
Drive shafts including constant velocity joints, housings and couplings, universal joints and couplings, outer driveshaft housing, inner race cage and bearings (excluding gaiters), transfer box, haldex unit. |
| Covered Component |
Fuel Injection System (Diesel/Petrol)
|
|
Drive Easy
|
+ cover
Mechanical or electrical fuel pumps; tank sender unit; throttle body; airflow meter; idle control valve; throttle potentiometer; pedal potentiometer; pressure regulator; map sensor; pressure sensor (including fuel rail when not available separately). Excludes injectors and glow plugs. |
|
Drive Elite
|
+ cover
Mechanical or electrical fuel pumps (including fuel injection pump), tank sender unit, throttle body, airflow meter, idle control valve, throttle potentiometer, pressure regulator, map sensor, pedal and throttle body potentiometer, pressure sensor including fuel rail if not available separately, fuel system, EGR valve, particulate filters, catalytic converter, fuel injectors, oxygen/lamda sensors, NOX sensors, glow plug module. Excluding fuel contamination. |
|
Drive Elite (10 Year)
|
+ cover
Mechanical or electrical fuel pumps (including fuel injection pump), tank sender unit, throttle body, airflow meter, idle control valve, throttle potentiometer, pressure regulator, map sensor, pedal and throttle body potentiometer, pressure sensor including fuel rail if not available separately, fuel system, EGR valve, particulate filters, catalytic converter, fuel injectors, oxygen/lamda sensors, NOX sensors, glow plug module. Excluding fuel contamination. |
| Covered Component |
Manual Gearbox
|
|
Drive Easy
|
+ cover
All internal mechanical parts; gears; synchromesh and synchromesh hubs. Selector forks and selector shafts, speedometer drive, bearings; input; output and layshafts and bushes. Excludes electrical parts. |
|
Drive Elite
|
+ cover
All internal mechanical parts, internal gears, synchromesh and synchromesh hubs, selector forks and selector shafts, speedo drive, bearings: input, output, layshafts and bushes, electronic control units, selector mechanism (excluding cables). Excluding oil leaks. |
|
Drive Elite (10 Year)
|
+ cover
All internal mechanical parts, internal gears, synchromesh and synchromesh hubs, selector forks and selector shafts, speedo drive, bearings: input, output, layshafts and bushes, electronic control units, selector mechanism (excluding cables). Excluding oil leaks. |
| Covered Component |
Multi-Media (factory fitted)
|
|
Drive Easy
|
|
|
Drive Elite
|
+ cover
ABS control unit, pump, wheel sensors, driver interface systems, display screens, radio/CD player, multimedia controls, USB ports. Excludes wiring and electrical connectors. |
|
Drive Elite (10 Year)
|
+ cover
ABS control unit, pump, wheel sensors, driver interface systems, display screens, radio/CD player, multimedia controls, USB ports. Excludes wiring and electrical connectors. |
| Covered Component |
Propshaft
|
|
Drive Easy
|
+ cover
Universal joints and couplings; propshaft bearings |
|
Drive Elite
|
+ cover
Universal joints and couplings. |
|
Drive Elite (10 Year)
|
+ cover
Universal joints and couplings. |
| Covered Component |
Rear Wheel Drive
|
|
Drive Easy
|
+ cover
Half shaft bearings and shaft, rear constant velocity joint housings, inner race, cage and bearings. |
|
Drive Elite
|
+ cover
Half shaft bearings and shaft, constant velocity joint housings, joint housings, inner race cage and bearings (excluding gaiters). |
|
Drive Elite (10 Year)
|
+ cover
Half shaft bearings and shaft, constant velocity joint housings, joint housings, inner race cage and bearings (excluding gaiters). |
| Covered Component |
Steering
|
|
Drive Easy
|
+ cover
(Including Power Assisted Steering) Rack and pinion, steering box, power steering rack and pump and reservoir, steering lock. |
|
Drive Elite
|
+ cover
Including power assisted steering, rack and pinion, steering box, power steering rack and pump, steering lock (excluding gaiters), electronic steering and motors. |
|
Drive Elite (10 Year)
|
+ cover
Including power assisted steering, rack and pinion, steering box, power steering rack and pump, steering lock (excluding gaiters), electronic steering and motors. |
| Covered Component |
Timing Belts
|
|
Drive Easy
|
+ cover
Timing belts are covered provided that the last due change of belt has taken place as specified by the manufacturer’s schedule (proof required). |
|
Drive Elite
|
+ cover
Timing belts. |
|
Drive Elite (10 Year)
|
+ cover
Timing belts. |
| Covered Component |
Turbo Charger
|
|
Drive Easy
|
+ cover
Turbo charger unit. |
|
Drive Elite
|
+ cover
Turbo charger unit. |
|
Drive Elite (10 Year)
|
+ cover
Turbo charger unit. |
| Covered Component |
Wheel Bearings
|
|
Drive Easy
|
|
|
Drive Elite
|
+ cover
Front and rear wheel bearings |
|
Drive Elite (10 Year)
|
+ cover
Front and rear wheel bearings |
| Covered Component |
Working Materials
|
|
Drive Easy
|
+ cover
Oils, oil filter and anti-freeze are covered only where their replacement is essential as a direct result of the failure of a covered item. |
|
Drive Elite
|
+ cover
Oils, oil filter and anti-freeze are covered only where their replacement is essential as a direct result of the failure of a covered component. |
|
Drive Elite (10 Year)
|
+ cover
Oils, oil filter and anti-freeze are covered only where their replacement is essential as a direct result of the failure of a covered component. |
| Covered Component |
Labour costs
|
|
Drive Easy
|
+ cover
Select your chosen level of cover. |
|
Drive Elite
|
+ cover
Select your chosen level of cover. |
|
Drive Elite (10 Year)
|
+ cover
Select your chosen level of cover. |
| Covered Component |
Parts not covered
|
|
Drive Easy
|
+ cover
The above list specifies each insured part. If the part is not listed, it is not covered. |
|
Drive Elite
|
+ cover
The following list contains just some of the parts included in our all mechanical and electrical warranties. |
|
Drive Elite (10 Year)
|
+ cover
The following list contains just some of the parts included in our all mechanical and electrical warranties. |
|
Covered Component
|
Drive Easy
|
Drive Elite
|
Drive Elite (10 Year)
|
|
Wear & Tear
|
Failure of covered mechanical and electrical parts due to Wear & Tear for vehicles aged up to 6 years or 60,000 miles. |
Failure of covered mechanical and electrical parts due to Wear & Tear for vehicles aged up to 10 years or 100,000 miles. |
|
|
Roadside Recovery
|
Up to £100 including VAT for authorised claims |
Up to £100 including VAT for authorised claims |
Up to £100 including VAT for authorised claims |
|
Overnight Accommodation & Rail Fares
|
Up to £60 towards hotel expenses or a return rail ticket for covered claims if you are unable to return home. |
Up to £60 towards hotel expenses or a return rail ticket for covered claims if you are unable to return home. |
Up to £60 towards hotel expenses or a return rail ticket for covered claims if you are unable to return home. |
|
Car Hire
|
Up to £30 per day including VAT for up to 7 days |
Up to £30 per day including VAT for up to 7 days |
Up to £30 per day including VAT for up to 7 days |
|
Cover Abroad
|
Up to 90 days a year in the Republic of Ireland and mainland Europe. |
Up to 90 days a year in the Republic of Ireland and mainland Europe. |
Up to 90 days a year in the Republic of Ireland and mainland Europe. |
|
Air Conditioning (factory fitted)
|
Air conditioning compressor unit. Up £60 (including VAT) re-gassing for covered claims. |
Compressor, condenser, control panel and re-gassing up to £60 (including VAT). |
Compressor, condenser, control panel and re-gassing up to £60 (including VAT). |
|
Anti-Locking Braking System
|
ABS modulator and wheel sensors. |
ABS control unit, pump and wheel sensors. |
ABS control unit, pump and wheel sensors. |
|
Automatic Gearbox
|
All internal mechanical parts. Internal gears; sun and planet gears; carriers. Brake bands; clutch steel discs and clutch drums. Valve block; pressure valves; internal main shafts and pressure seals. Excludes electrical parts. |
All internal mechanical parts: internal gears, gear levers, sun and planet gears and carriers, brake bands, clutch steel discs and clutch drums (excluding friction linings), valve block, pressure valves, internal main shafts, pressure seals, selector mechanism (excluding cables), mechatronic units and electronic control units. Excludes oil leaks. |
All internal mechanical parts: internal gears, gear levers, sun and planet gears and carriers, brake bands, clutch steel discs and clutch drums (excluding friction linings), valve block, pressure valves, internal main shafts, pressure seals, selector mechanism (excluding cables), mechatronic units and electronic control units. Excludes oil leaks. |
|
Brakes
|
Brake master cylinder, wheel cylinders, restrictor valve, callipers, servo. Excludes seizure |
Brake master cylinder, wheel cylinders, restrictor valve, brake calipers, servo, regenerative braking systems (excluding frictional material), electronic parking brake. |
Brake master cylinder, wheel cylinders, restrictor valve, brake calipers, servo, regenerative braking systems (excluding frictional material), electronic parking brake. |
|
Casings
|
Should the failure of any of the components covered result in damage to the casings, then they will also be covered and will constitute part of the maximum claim liability. |
Should the failure of any of the covered components result in damage to the casings, then they will also be covered and will constitute part of the maximum claim liability. |
Should the failure of any of the covered components result in damage to the casings, then they will also be covered and will constitute part of the maximum claim liability. |
|
Clutch
|
All internal mechanical parts. Clutch master cylinder; slave cylinder; release bearing; pressure plate; centre disc and oil contamination of the centre plate only. |
All internal mechanical parts, clutch master cylinder (excluding frictional material), slave cyclinder. |
All internal mechanical parts, clutch master cylinder (excluding frictional material), slave cyclinder. |
|
Differential
|
All internal mechanical parts. Crown wheel and pinion; planet gears and pins. Main input bearing and input seal, output bearings. Excludes output seals. |
All internal mechanical parts, crown wheel and pinion, planet gears and pins, main input, bearing and input seal, output bearings (excluding output seals). |
All internal mechanical parts, crown wheel and pinion, planet gears and pins, main input, bearing and input seal, output bearings (excluding output seals). |
|
Electrical System
|
Starter motor; alternator; electric window motors and switches; sunroof motor and switch; central locking motors; front and rear windscreen wiper and washer motors; heater-fan motor; heater motor resistor; multi-function stalk switch and horn; immobiliser/alarm; clock; headlight switch; interior light switch; front and rear fog light switches; heated rear window switch; heated front window switch. |
Starter motor and solenoid including pre-engagement mechanism and bendix drive, alternator/dynamo, coil regulator, window and sunroof motors, centralised locking, heater fan motor, indicator flasher relay, distributor, front and rear windshield wiper and washer motors, electronic ignition amplifier, horn, immobiliser/ alarm, clock, switches, ignition coils, body control modules, electronic control units (excluding air bag system), convertible roof motor, instrument cluster and gauges, electric seat controls. |
Starter motor and solenoid including pre-engagement mechanism and bendix drive, alternator/dynamo, coil regulator, window and sunroof motors, centralised locking, heater fan motor, indicator flasher relay, distributor, front and rear windshield wiper and washer motors, electronic ignition amplifier, horn, immobiliser/ alarm, clock, switches, ignition coils, body control modules, electronic control units (excluding air bag system), convertible roof motor, instrument cluster and gauges, electric seat controls. |
|
Engine
|
Rocker assembly including hydraulic followers, inlet and exhaust valves (excluding burnt valves), springs and guides, cylinder head (excluding cracks and de-coking), cylinder head gasket, push rods, camshafts and followers, timing gears and chains (excluding tensioners and connected electrical devices), oil pump, pistons and rings, cylinder bores, con rods, gudgeon pins and bearings, crankshaft and bearings, inlet manifold, flywheel and ring gear. Timing belts are covered provided that the last due change of belt has taken place as specified by the manufacturer’s schedule (proof required). |
Starter ring gear, flywheel, oil pump, crankshaft and bearings, timing gears and chains, camshafts and bearings, rocker assembly, cam followers, cam bearings and journals (including main caps), buckets, shims, collets, tappet gear, inlet and exhaust valves, inlet and exhaust valve springs, inlet and exhaust valve guides, pistons and rings, cylinder bores, con rods, exhaust brake – all parts, core plugs, rear main oil seal and timing cover oil sea, big end caps (not including the crank balance shaft and drive unit)., cylinder head, cylinder head gasket, timing gears and chains, oil pump, gudgeon pins and bearings, crankshaft and bearings, inlet manifold, excludes cracked or porous cylinder heads and bores, carbon deposits, skimming or pressure testing, burnt out valves and seizing of the exhaust brake. |
Starter ring gear, flywheel, oil pump, crankshaft and bearings, timing gears and chains, camshafts and bearings, rocker assembly, cam followers, cam bearings and journals (including main caps), buckets, shims, collets, tappet gear, inlet and exhaust valves, inlet and exhaust valve springs, inlet and exhaust valve guides, pistons and rings, cylinder bores, con rods, exhaust brake – all parts, core plugs, rear main oil seal and timing cover oil sea, big end caps (not including the crank balance shaft and drive unit)., cylinder head, cylinder head gasket, timing gears and chains, oil pump, gudgeon pins and bearings, crankshaft and bearings, inlet manifold. Excludes cracked or porous cylinder heads and bores, carbon deposits, skimming or pressure testing, burnt out valves and seizing of the exhaust brake. |
|
Engine Cooling System
|
Water pump; thermostat; thermostat housing; engine cooling fan; radiator; engine oil cooler and heater matrix only. |
Radiator, oil cooler, water pump, thermostat and thermostat housing, thermostatically controlled radiator fan, heater matrix, coolant temperature sensor. |
Radiator, oil cooler, water pump, thermostat and thermostat housing, thermostatically controlled radiator fan, heater matrix, coolant temperature sensor. |
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Engine Management (ECU)
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Engine electronic control unit. |
Engine electronic control unit. |
Engine electronic control unit. |
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Four Wheel Drive
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All four-wheel drive parts except wiring and connectors. |
As per front and rear wheel drive. |
As per front and rear wheel drive. |
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Front and Rear Suspension
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Coil springs; upper and lower wishbones; ball and swivel joints; suspension arms; tie rod ends; anti-roll bar links; track rod ends. Excludes bushes. |
Coil springs, upper and lower wishbones, ball and swivel joints, suspension arms, air bags and compressor, tie rod ends, anti-roll bar links, track rod ends (excluding bushes), shock absorbers, electronic suspension control modules, suspension sensors. |
Coil springs, upper and lower wishbones, ball and swivel joints, suspension arms, air bags and compressor, tie rod ends, anti-roll bar links, track rod ends (excluding bushes), shock absorbers, electronic suspension control modules, suspension sensors. |
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Front Wheel Drive
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Drive shafts including constant velocity joints, universal joints and couplings. Outer constant velocity joint housing, inner race, cage and bearings. Outer drive shaft housing, inner race, cage and bearings. |
Drive shafts including constant velocity joints, housings and couplings, universal joints and couplings,outer driveshaft housing, inner race cage and bearings (excluding gaiters), transfer box, haldex unit. |
Drive shafts including constant velocity joints, housings and couplings, universal joints and couplings, outer driveshaft housing, inner race cage and bearings (excluding gaiters), transfer box, haldex unit. |
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Fuel Injection System (Diesel/Petrol)
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Mechanical or electrical fuel pumps; tank sender unit; throttle body; airflow meter; idle control valve; throttle potentiometer; pedal potentiometer; pressure regulator; map sensor; pressure sensor (including fuel rail when not available separately). Excludes injectors and glow plugs. |
Mechanical or electrical fuel pumps (including fuel injection pump), tank sender unit, throttle body, airflow meter, idle control valve, throttle potentiometer, pressure regulator, map sensor, pedal and throttle body potentiometer, pressure sensor including fuel rail if not available separately, fuel system, EGR valve, particulate filters, catalytic converter, fuel injectors, oxygen/lamda sensors, NOX sensors, glow plug module. Excluding fuel contamination. |
Mechanical or electrical fuel pumps (including fuel injection pump), tank sender unit, throttle body, airflow meter, idle control valve, throttle potentiometer, pressure regulator, map sensor, pedal and throttle body potentiometer, pressure sensor including fuel rail if not available separately, fuel system, EGR valve, particulate filters, catalytic converter, fuel injectors, oxygen/lamda sensors, NOX sensors, glow plug module. Excluding fuel contamination. |
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Manual Gearbox
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All internal mechanical parts; gears; synchromesh and synchromesh hubs. Selector forks and selector shafts, speedometer drive, bearings; input; output and layshafts and bushes. Excludes electrical parts. |
All internal mechanical parts, internal gears, synchromesh and synchromesh hubs, selector forks and selector shafts, speedo drive, bearings: input, output, layshafts and bushes, electronic control units, selector mechanism (excluding cables). Excluding oil leaks. |
All internal mechanical parts, internal gears, synchromesh and synchromesh hubs, selector forks and selector shafts, speedo drive, bearings: input, output, layshafts and bushes, electronic control units, selector mechanism (excluding cables). Excluding oil leaks. |
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Multi-Media (factory fitted)
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ABS control unit, pump, wheel sensors, driver interface systems, display screens, radio/CD player, multimedia controls, USB ports. Excludes wiring and electrical connectors. |
ABS control unit, pump, wheel sensors, driver interface systems, display screens, radio/CD player, multimedia controls, USB ports. Excludes wiring and electrical connectors. |
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Propshaft
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Universal joints and couplings; propshaft bearings |
Universal joints and couplings. |
Universal joints and couplings. |
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Rear Wheel Drive
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Half shaft bearings and shaft, rear constant velocity joint housings, inner race, cage and bearings. |
Half shaft bearings and shaft, constant velocity joint housings, joint housings, inner race cage and bearings (excluding gaiters). |
Half shaft bearings and shaft, constant velocity joint housings, joint housings, inner race cage and bearings (excluding gaiters). |
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Steering
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(Including Power Assisted Steering) Rack and pinion, steering box, power steering rack and pump and reservoir, steering lock. |
Including power assisted steering, rack and pinion, steering box, power steering rack and pump, steering lock (excluding gaiters), electronic steering and motors. |
Including power assisted steering, rack and pinion, steering box, power steering rack and pump, steering lock (excluding gaiters), electronic steering and motors. |
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Timing Belts
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Timing belts are covered provided that the last due change of belt has taken place as specified by the manufacturer’s schedule (proof required). |
Timing belts. |
Timing belts. |
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Turbo Charger
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Turbo charger unit. |
Turbo charger unit. |
Turbo charger unit. |
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Wheel Bearings
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Front and rear wheel bearings |
Front and rear wheel bearings |
|
|
Working Materials
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Oils, oil filter and anti-freeze are covered only where their replacement is essential as a direct result of the failure of a covered item. |
Oils, oil filter and anti-freeze are covered only where their replacement is essential as a direct result of the failure of a covered component. |
Oils, oil filter and anti-freeze are covered only where their replacement is essential as a direct result of the failure of a covered component. |
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Labour costs
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Select your chosen level of cover. |
Select your chosen level of cover. |
Select your chosen level of cover. |
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Parts not covered
|
The above list specifies each insured part. If the part is not listed, it is not covered. |
The following list contains just some of the parts included in our all mechanical and electrical warranties. |
The following list contains just some of the parts included in our all mechanical and electrical warranties. |
Policy Documents
Click4Warranty Mechanical Breakdown Warranty Policy Wording Drive Easy
Click4Warranty Mechanical Breakdown Warranty Policy Wording Drive Elite
Click4Warranty Mechanical Breakdown Warranty Policy Wording Drive Elite 10 Year
Click4Warranty Mechanical Breakdown Warranty Insurance Product Information Document (IPID) Drive Elite
Click4Warranty Mechanical Breakdown Warranty Insurance Product Information Document (IPID) Drive Elite 10
Need help choosing the right option? Call us on 0203 921 0635 (weekdays 9am–5pm).
Product FAQs
Mechanical Breakdown Insurance (also known as an extended car warranty) provides valuable financial protection against the high cost of unexpected mechanical or electrical failures. It helps cover parts, labour, and VAT on covered components, so you’re not left facing large repair bills alone.
With Click4Warranty, you also benefit from additional support such as roadside recovery contributions, hire car allowance, and accommodation assistance when needed.
Click4Warranty extended car warranties provide broader protection than a manufacturer warranty. If a covered component suffers a mechanical or electrical failure, we pay out up to your chosen claim benefit limit (including parts, labour, and VAT). Many policies also include Wear & Tear cover on insured parts.
As long as you meet the policy conditions (such as regular servicing), we’ll handle your claim professionally and aim to get your car back on the road quickly.
Click4Warranty offer three options to suit different needs and budgets:
- Drive Easy – Affordable cover focused on major mechanical and electrical breakdowns (not available for EVs).
- Drive Elite – Comprehensive cover with Wear & Tear protection up to 6 years or 60,000 miles.
- Drive Elite 10 Year – Our most extensive option with the widest component coverage and Wear & Tear protection up to 10 years or 100,000 miles.
Yes, especially once the manufacturer warranty has expired. Click4Warranty policies are specifically designed for used cars, offering options for vehicle aged up to 10 years and/or 100,000 miles, or with no age and mileage limits.
No. We keep things simple — there is no pre-inspection or health check required. Your cover starts from the moment your premium is received.
No. You can take out a policy even with a partial or missing service history. Simply ensure your car is serviced by a VAT-registered garage within 21 days or 500 miles (whichever comes first) of your policy start date, then continue following the manufacturer’s schedule.
Wear & Tear refers to the gradual deterioration of parts due to normal use, age, and mileage. Click4Warranty includes Wear & Tear cover from day one on covered components (excluding routine service items like brake pads or filters).
The best time is as soon as your manufacturer warranty ends, or when buying a used car.
Options include cover for vehicles with no age or mileage limits, or for vehicles aged up to 10 years and /or 100,000 miles. Once started, there are no further age or mileage limits (except for Wear & Tear claims).
The policy should be in the name of the registered keeper or owner of the vehicle.
You have two convenient options:
- Pay in full by debit or credit card.
- Spread the cost with our monthly payment plan (20% deposit followed by 9 equal payments). No credit checks required.
Yes. Your premium covers the full term you choose (12, 24, or 36 months), provided it is paid in full.
We cover most cars, vans, and pickups. Exclusions include heavily modified vehicles, taxis, driving school cars, motorsport vehicles, and those over 3.5 tonnes. Please check the policy wording for full details.
Yes. Your policy includes up to £100 towards roadside recovery, plus contributions for hire cars and accommodation when needed.
Yes. You can transfer the remaining cover to a private buyer for a £25 administration fee, provided the vehicle has been properly serviced and all documentation is passed on.
No. The policy is tied to the specific vehicle.
Yes. Our UK-based Customer Service Team is available Monday to Friday, 9am–5pm to help with any questions. Call us on 0203 921 0635 or use live chat.
Red Sands Insurance Company (Europe) Limited, who are registered in Gibraltar (87598) and are licenced by the Gibraltar Financial Services Commission are the insurers of your policy.
Monthly Payment FAQs
The Click4Warranty monthly payment plan allows you to spread the cost of you cover. On taking out your policy, you will pay a 20% deposit, and then the balance of your premium is spread over 9 convenient, monthly payments. Each monthly payment will be applied to the credit/debit card used to pay your deposit.
This is not a credit agreement and we will not search the information a credit reference agency holds about you, and your payment will not be subject to any interest rate changes made by the Bank of England.
The monthly payment amount, transaction fee and number of monthly payments you will have to pay are shown at the time of purchase, in your Policy Schedule under Payment Options.
Each monthly payment will be deducted from your assigned card on the 1st day of the month starting from the 1st day of the month following the date the policy was purchased. You do not need to schedule payment, plan payments or make a manual payment on the payment date.
Always refer to your individual policy document for full terms and conditions.
This page was last updated: July 2026.