About Click4Warranty

Always ensure the warranty you buy is Insurance Backed!


    Proud To Announce Click4Warranty 10th Anniversary

    For over a decade, our underwriters, administrators, consultants and IT crew have worked to make Click4Group products respected as the best of their kind.

    In business there's no finishing line and we continue to work to ensure our insurance backed policies continue to deserve the trust of our thousands of policy holders past, present and future.

    We pledge to keep delivering the best quality of service and comprehensive cover that's affordable at purchase and reliable at claim.



    Financial Strength - The Underwriter

    Red Sands Insurance Company (Europe) Ltd. Red Sands Insurance Group is an independent European insurance group operating across a number of market sectors offering a range of products and services. Specialising in UK motor related insurance products.

    •  Member of A.B.I. The Association of British Insurers
    •  Protected by the F.S.C.S (Financial Services Compensation Scheme)
    •  Member of The Financial Ombudsman Service
    •  Over 3 million policy holders
    •  Hold more than 174% Solvency Requirement
    •  Underwrite one of the UK's largest Mechanical Breakdown Vehicle Warranty Insurance books
    •  Paid more than £67 Million in claims to clients in 2016

    Since its founding, Red Sands is now authorised to operate in fifteen European countries, offering over fifteen classes of life and general insurance through ten carefully selected partners.

    With more than six million policy holders, and growing, Red Sands paid in excess of £67million during the course of 2016 in claims.  An important measure of financial strength and why your policy is safe.

    For further information about Red Sands please visit www.redsands.gi



    Regulatory Information

    We are directly authorised and regulated by the Financial Conduct Authority. You can check this on the FCA’s Register by visiting the Financial Conduct Authority website, which contains a link to a register of all regulated firms www.fca.org.uk.

      •  Click4Warranty is a trading style of Future 45 Limited
      •  Company registration number. 5407413
      •  Data protection register number. Z933878X
      •  Financial Conduct Authority (FCA) No. 461102
      •  Member of the Financial Services Compensation Scheme (FSCS).

    Our Goal

    After two decades experience specialising in the warranty insurance sector, we formed the online Click4Group brand.  Our goal, to provide motor related insurance products direct to the policy holder.  Bypass brokers and dealers, creating lower premiums without compromising cover.  To consistently improve our service to exceed the expectations of our policy holders and become the best provider of Insured Warranty protection.

    The Click4 Group is committed to giving impartial advice, clear information, and unique easy-to-understand policy terms and we hope you find this from our website design and detailed content.

    We are unique in focusing on dedicated insurance solutions direct to our policy holders.  Our success has been accomplished through recommendation and repeat business.

    Our UK based, friendly customer service team are here to help with any enquiries or concerns you may have. Either call us on 0208 819 3424 or use the free call back service.


    How We Work

    User friendly websites designed to provide clear, fair and accurate information so you can make informed decisions and be confident the warranties and services deliver what you have been led to expect.

    Click4Group warranties  are one of a kind.  Created by us with two decades of experience

    When you buy from the Click4Group, you're buying direct insured warranty protection.

    Unlike typical online brokers, our premiums are calculated by monitoring claims funds in real time. 

    From the creation of terms, web stes through to claim, we’re with you the whole way. Now that's refreshing!

    Our Surrey based, friendly customer service team are here to help with any enquiries or concerns you may have. Either call us on 0208 819 3424 or use the free call back service.


    We Don't Have The Final Say

    The Financial Ombudsman Service (FOS) make the final decision if you're not fully satisfied.

      •  When you buy from the Click4Group, you're buying direct
      •  We listen, your comments are valued, good or bad and help us improve our products
      •  Transparency.  No gimmicks, clear products and information
      •  Our sites are constantly updated to ensure navigation, ease of use and information

    We're real people based in Surrey.  Since inception, we have worked to provide user friendly websites packed with accurate clear information so you can make informed decisions about the best cover to meet your needs. 

    Currently in our 14th year, we continue to lead by example providing a professional understanding about our insurance services and reliable cover against likely failure.

    Thank you