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Car Warranty Cover at a Glance
Here’s everything you need to know about the comprehensive benefits included with your Click4Warranty used car warranty.
What You Can Expect
- Cover up to the maximum claim benefit level per claim you choose
- Unlimited number of claims
- Cover starts from day one — including Wear & Tear
- Parts, labour and VAT included on covered repairs
- No pre-inspection and no service history required to start
- No age or mileage limits once your policy begins
- Choose from 12, 24 or 36 months of cover
- 30-day cooling-off period with full refund (if no claims made)
You can pay in full or spread the cost with convenient monthly payments. Valid claims are settled quickly, with payment made directly to the repairer wherever possible.
What Will Your Policy Cover?
Our policies are designed to be straightforward. We cover all mechanical and all electrical failures with a few exception, as well as offering a Wear & Tear option on insured parts. Full details of covered components are shown in our Drive Easy, Drive Elite and Drive Elite 10 Year cover options for Petrol & Diesel makes, EVs and Hybrids (see menu above for the fuel type you need).
Service Requirements
You don’t need a full service history to take out cover. Your car is protected from day one.
When making a claim, you may need to show proof of servicing. Accepted proof includes:
- A properly stamped service book from a VAT-registered garage, or
- Detailed VAT invoices showing the service date and mileage.
If your service history is incomplete or missing
Simply have the car serviced within 21 days or 500 miles (whichever comes first) of your policy start date. Then continue following the manufacturer’s recommended schedule using a VAT-registered garage and remember to keep your invoice.
We do not require servicing at a franchised dealer.
Want to Start Cover?
Any questions? Call us on 0203 921 0635 (weekdays 9am–5pm) or email us — we’re always happy to help.
Cover Options
Policy Options
- For petrol and diesel fuelled vehicles we offer three levels of cover — Drive Easy, Drive Elite 6 and Drive Elite 10.
- For Electric vehicles we offer two levels of cover — EV Drive Elite 6 and EV Drive Elite 10.
- For hybrid vehicles, we offer three levels of cover — Drive Easy, Drive Elite 6 and Drive Elite 10.
Choose the right balance of protection and price to suit your needs.
All Drive Elite 6 and Drive Elite 10 policies include Wear & Tear cover.
Wear & Tear Cover
Wear & Tear is included from day one on Drive Elite and Drive Elite Plus policy options. This covers gradual deterioration of insured parts due to normal use, excluding routine service items like brake pads, filters, bulbs.
Check the Policy Terms for full details.
How Long Does Cover Last?
You can take out 12, 24, or 36 months cover, with one-time payment or monthly payment options.
Claim Limits & Labour Rates
Maximum claim benefit per claim, from £1,000 and up to £7,000 per claim (including parts, labour and VAT), with unlimited claims during your policy term, up to the full value of your vehicle.
Your choice of repairer labour rate from £60 per hour and up to £120 per hour, covered in full, subject to your benefit limit.
Policy Terms
Limitations for cover to start
- For Drive Easy cover, there are no age or mileage limits.
Drive Elite 6 and Drive Elite 10 covers vehicles less than 10 years and with less than 100,000 miles travelled on policy start date. No age or mileage limits apply once cover has started.
What parts are covered?
Select your preferred policy option below to see the list of parts covered.
| Wear & Tear Cover | |
| Covered Component |
Wear & Tear
|
|
Drive Easy
|
|
|
Drive Elite 6
|
Cover for Wear & Tear on vehicles aged up to 6 years or 60,000 miles on date of claim. |
|
Drive Elite 10
|
Cover for Wear & Tear on vehicles aged up to 10 years or 100,000 miles on date of claim. |
| Component & Detailed Parts Listing | |
| Covered Component |
Air Conditioning (factory fitted)
|
|
Drive Easy
|
Air conditioning compressor unit. Up £60 (including VAT) re-gassing for covered claims. |
|
Drive Elite 6
|
Compressor, condenser, control panel and re-gassing up to £60 (including VAT). |
|
Drive Elite 10
|
Compressor, condenser, control panel and re-gassing up to £60 (including VAT). |
| Covered Component |
Anti-Locking Braking System
|
|
Drive Easy
|
ABS modulator and wheel sensors. |
|
Drive Elite 6
|
ABS control unit, pump and wheel sensors. |
|
Drive Elite 10
|
ABS control unit, pump and wheel sensors. |
| Covered Component |
Automatic Gearbox
|
|
Drive Easy
|
All internal mechanical parts. Internal gears; sun and planet gears; carriers. Brake bands; clutch steel discs and clutch drums. Valve block; pressure valves; internal main shafts and pressure seals. Excludes electrical parts. |
|
Drive Elite 6
|
All internal mechanical parts: internal gears, gear levers, sun and planet gears and carriers, brake bands, clutch steel discs and clutch drums (excluding friction linings), valve block, pressure valves, internal main shafts, pressure seals, selector mechanism (excluding cables), mechatronic units and electronic control units. Excludes oil leaks. |
|
Drive Elite 10
|
All internal mechanical parts: internal gears, gear levers, sun and planet gears and carriers, brake bands, clutch steel discs and clutch drums (excluding friction linings), valve block, pressure valves, internal main shafts, pressure seals, selector mechanism (excluding cables), mechatronic units and electronic control units. Excludes oil leaks. |
| Covered Component |
Brakes
Front and rear drive axle wheel bearings.
|
|
Drive Easy
|
Brake master cylinder, wheel cylinders, restrictor valve, callipers, servo. Excludes seizure |
|
Drive Elite 6
|
Brake master cylinder, wheel cylinders, restrictor valve, brake calipers, servo, regenerative braking systems (excluding frictional material), electronic parking brake. |
|
Drive Elite 10
|
Brake master cylinder, wheel cylinders, restrictor valve, brake calipers, servo, regenerative braking systems (excluding frictional material), electronic parking brake. |
| Covered Component |
Casings
|
|
Drive Easy
|
Should the failure of any of the components covered result in damage to the casings, then they will also be covered and will constitute part of the maximum claim liability. |
|
Drive Elite 6
|
Should the failure of any of the covered components result in damage to the casings, then they will also be covered and will constitute part of the maximum claim liability. |
|
Drive Elite 10
|
Should the failure of any of the covered components result in damage to the casings, then they will also be covered and will constitute part of the maximum claim liability. |
| Covered Component |
Clutch
|
|
Drive Easy
|
All internal mechanical parts. Clutch master cylinder; slave cylinder; release bearing; pressure plate; centre disc and oil contamination of the centre plate only. |
|
Drive Elite 6
|
All internal mechanical parts, clutch master cylinder (excluding frictional material), slave cyclinder. |
|
Drive Elite 10
|
All internal mechanical parts, clutch master cylinder (excluding frictional material), slave cyclinder. |
| Covered Component |
Differential
|
|
Drive Easy
|
All internal mechanical parts. Crown wheel and pinion; planet gears and pins. Main input bearing and input seal, output bearings. Excludes output seals. |
|
Drive Elite 6
|
All internal mechanical parts, crown wheel and pinion, planet gears and pins, main input, bearing and input seal, output bearings (excluding output seals). |
|
Drive Elite 10
|
All internal mechanical parts, crown wheel and pinion, planet gears and pins, main input, bearing and input seal, output bearings (excluding output seals). |
| Covered Component |
Electrical System
|
|
Drive Easy
|
Starter motor; alternator; electric window motors and switches; sunroof motor and switch; central locking motors; front and rear windscreen wiper and washer motors; heater-fan motor; heater motor resistor; multi-function stalk switch and horn; immobiliser/alarm; clock; headlight switch; interior light switch; front and rear fog light switches; heated rear window switch; heated front window switch. |
|
Drive Elite 6
|
Starter motor and solenoid including pre-engagement mechanism and bendix drive, alternator/dynamo, coil regulator, window and sunroof motors, centralised locking, heater fan motor, indicator flasher relay, distributor, front and rear windshield wiper and washer motors, electronic ignition amplifier, horn, immobiliser/ alarm, clock, switches, ignition coils, body control modules, electronic control units (excluding air bag system), convertible roof motor, instrument cluster and gauges, electric seat controls. |
|
Drive Elite 10
|
Starter motor and solenoid including pre-engagement mechanism and bendix drive, alternator/dynamo, coil regulator, window and sunroof motors, centralised locking, heater fan motor, indicator flasher relay, distributor, front and rear windshield wiper and washer motors, electronic ignition amplifier, horn, immobiliser/ alarm, clock, switches, ignition coils, body control modules, electronic control units (excluding air bag system), convertible roof motor, instrument cluster and gauges, electric seat controls. |
| Covered Component |
Engine
|
|
Drive Easy
|
Rocker assembly including hydraulic followers, inlet and exhaust valves (excluding burnt valves), springs and guides, cylinder head (excluding cracks and de-coking), cylinder head gasket, push rods, camshafts and followers, timing gears and chains (excluding tensioners and connected electrical devices), oil pump, pistons and rings, cylinder bores, con rods, gudgeon pins and bearings, crankshaft and bearings, inlet manifold, flywheel and ring gear. Timing belts are covered provided that the last due change of belt has taken place as specified by the manufacturer’s schedule (proof required). |
|
Drive Elite 6
|
Starter ring gear, flywheel, oil pump, crankshaft and bearings, timing gears and chains, camshafts and bearings, rocker assembly, cam followers, cam bearings and journals (including main caps), buckets, shims, collets, tappet gear, inlet and exhaust valves, inlet and exhaust valve springs, inlet and exhaust valve guides, pistons and rings, cylinder bores, con rods, exhaust brake – all parts, core plugs, rear main oil seal and timing cover oil sea, big end caps (not including the crank balance shaft and drive unit)., cylinder head, cylinder head gasket, timing gears and chains, oil pump, gudgeon pins and bearings, crankshaft and bearings, inlet manifold, excludes cracked or porous cylinder heads and bores, carbon deposits, skimming or pressure testing, burnt out valves and seizing of the exhaust brake. |
|
Drive Elite 10
|
Starter ring gear, flywheel, oil pump, crankshaft and bearings, timing gears and chains, camshafts and bearings, rocker assembly, cam followers, cam bearings and journals (including main caps), buckets, shims, collets, tappet gear, inlet and exhaust valves, inlet and exhaust valve springs, inlet and exhaust valve guides, pistons and rings, cylinder bores, con rods, exhaust brake – all parts, core plugs, rear main oil seal and timing cover oil sea, big end caps (not including the crank balance shaft and drive unit)., cylinder head, cylinder head gasket, timing gears and chains, oil pump, gudgeon pins and bearings, crankshaft and bearings, inlet manifold. Excludes cracked or porous cylinder heads and bores, carbon deposits, skimming or pressure testing, burnt out valves and seizing of the exhaust brake. |
| Covered Component |
Engine Cooling System
|
|
Drive Easy
|
Water pump; thermostat; thermostat housing; engine cooling fan; radiator; engine oil cooler and heater matrix only. |
|
Drive Elite 6
|
Radiator, oil cooler, water pump, thermostat and thermostat housing, thermostatically controlled radiator fan, heater matrix, coolant temperature sensor. |
|
Drive Elite 10
|
Radiator, oil cooler, water pump, thermostat and thermostat housing, thermostatically controlled radiator fan, heater matrix, coolant temperature sensor. |
| Covered Component |
Engine Management (ECU)
|
|
Drive Easy
|
Engine electronic control unit. |
|
Drive Elite 6
|
Engine electronic control unit. |
|
Drive Elite 10
|
Engine electronic control unit. |
| Covered Component |
Four Wheel Drive
|
|
Drive Easy
|
All four-wheel drive parts except wiring and connectors. |
|
Drive Elite 6
|
As per front and rear wheel drive. |
|
Drive Elite 10
|
As per front and rear wheel drive. |
| Covered Component |
Front and Rear Suspension
|
|
Drive Easy
|
Coil springs; upper and lower wishbones; ball and swivel joints; suspension arms; tie rod ends; anti-roll bar links; track rod ends. Excludes bushes. |
|
Drive Elite 6
|
Coil springs, upper and lower wishbones, ball and swivel joints, suspension arms, air bags and compressor, tie rod ends, anti-roll bar links, track rod ends (excluding bushes), shock absorbers, electronic suspension control modules, suspension sensors. |
|
Drive Elite 10
|
Coil springs, upper and lower wishbones, ball and swivel joints, suspension arms, air bags and compressor, tie rod ends, anti-roll bar links, track rod ends (excluding bushes), shock absorbers, electronic suspension control modules, suspension sensors. |
| Covered Component |
Front Wheel Drive
|
|
Drive Easy
|
Drive shafts including constant velocity joints, universal joints and couplings. Outer constant velocity joint housing, inner race, cage and bearings. Outer drive shaft housing, inner race, cage and bearings. |
|
Drive Elite 6
|
Drive shafts including constant velocity joints, housings and couplings, universal joints and couplings,outer driveshaft housing, inner race cage and bearings (excluding gaiters), transfer box, haldex unit. |
|
Drive Elite 10
|
Drive shafts including constant velocity joints, housings and couplings, universal joints and couplings, outer driveshaft housing, inner race cage and bearings (excluding gaiters), transfer box, haldex unit. |
| Covered Component |
Fuel Injection System (Diesel/Petrol)
|
|
Drive Easy
|
Mechanical or electrical fuel pumps; tank sender unit; throttle body; airflow meter; idle control valve; throttle potentiometer; pedal potentiometer; pressure regulator; map sensor; pressure sensor (including fuel rail when not available separately). Excludes injectors and glow plugs. |
|
Drive Elite 6
|
Mechanical or electrical fuel pumps (including fuel injection pump), tank sender unit, throttle body, airflow meter, idle control valve, throttle potentiometer, pressure regulator, map sensor, pedal and throttle body potentiometer, pressure sensor including fuel rail if not available separately, fuel system, EGR valve, particulate filters, catalytic converter, fuel injectors, oxygen/lamda sensors, NOX sensors, glow plug module. Excluding fuel contamination. |
|
Drive Elite 10
|
Mechanical or electrical fuel pumps (including fuel injection pump), tank sender unit, throttle body, airflow meter, idle control valve, throttle potentiometer, pressure regulator, map sensor, pedal and throttle body potentiometer, pressure sensor including fuel rail if not available separately, fuel system, EGR valve, particulate filters, catalytic converter, fuel injectors, oxygen/lamda sensors, NOX sensors, glow plug module. Excluding fuel contamination. |
| Covered Component |
Manual Gearbox
|
|
Drive Easy
|
All internal mechanical parts; gears; synchromesh and synchromesh hubs. Selector forks and selector shafts, speedometer drive, bearings; input; output and layshafts and bushes. Excludes electrical parts. |
|
Drive Elite 6
|
All internal mechanical parts, internal gears, synchromesh and synchromesh hubs, selector forks and selector shafts, speedo drive, bearings: input, output, layshafts and bushes, electronic control units, selector mechanism (excluding cables). Excluding oil leaks. |
|
Drive Elite 10
|
All internal mechanical parts, internal gears, synchromesh and synchromesh hubs, selector forks and selector shafts, speedo drive, bearings: input, output, layshafts and bushes, electronic control units, selector mechanism (excluding cables). Excluding oil leaks. |
| Covered Component |
Multi-Media (factory fitted)
|
|
Drive Easy
|
|
|
Drive Elite 6
|
ABS control unit, pump, wheel sensors, driver interface systems, display screens, radio/CD player, multimedia controls, USB ports. Excludes wiring and electrical connectors. |
|
Drive Elite 10
|
ABS control unit, pump, wheel sensors, driver interface systems, display screens, radio/CD player, multimedia controls, USB ports. Excludes wiring and electrical connectors. |
| Covered Component |
Propshaft
|
|
Drive Easy
|
Universal joints and couplings; propshaft bearings |
|
Drive Elite 6
|
Universal joints and couplings. |
|
Drive Elite 10
|
Universal joints and couplings. |
| Covered Component |
Rear Wheel Drive
|
|
Drive Easy
|
Half shaft bearings and shaft, rear constant velocity joint housings, inner race, cage and bearings. |
|
Drive Elite 6
|
Half shaft bearings and shaft, constant velocity joint housings, joint housings, inner race cage and bearings (excluding gaiters). |
|
Drive Elite 10
|
Half shaft bearings and shaft, constant velocity joint housings, joint housings, inner race cage and bearings (excluding gaiters). |
| Covered Component |
Steering
|
|
Drive Easy
|
(Including Power Assisted Steering) Rack and pinion, steering box, power steering rack and pump and reservoir, steering lock. |
|
Drive Elite 6
|
Including power assisted steering, rack and pinion, steering box, power steering rack and pump, steering lock (excluding gaiters), electronic steering and motors. |
|
Drive Elite 10
|
Including power assisted steering, rack and pinion, steering box, power steering rack and pump, steering lock (excluding gaiters), electronic steering and motors. |
| Covered Component |
Timing Belts
|
|
Drive Easy
|
Timing belts are covered provided that the last due change of belt has taken place as specified by the manufacturer’s schedule (proof required). |
|
Drive Elite 6
|
Timing belts. |
|
Drive Elite 10
|
Timing belts. |
| Covered Component |
Turbo Charger
|
|
Drive Easy
|
Turbo charger unit. |
|
Drive Elite 6
|
Turbo charger unit. |
|
Drive Elite 10
|
Turbo charger unit. |
| Covered Component |
Wheel Bearings
|
|
Drive Easy
|
|
|
Drive Elite 6
|
Front and rear wheel bearings |
|
Drive Elite 10
|
Front and rear wheel bearings |
| Other | |
| Covered Component |
Working Materials
|
|
Drive Easy
|
Oils, oil filter and anti-freeze are covered only where their replacement is essential as a direct result of the failure of a covered item. |
|
Drive Elite 6
|
Oils, oil filter and anti-freeze are covered only where their replacement is essential as a direct result of the failure of a covered component. |
|
Drive Elite 10
|
Oils, oil filter and anti-freeze are covered only where their replacement is essential as a direct result of the failure of a covered component. |
| Additional Benefits | |
| Covered Component |
Roadside Recovery
|
|
Drive Easy
|
Up to £100 including VAT for authorised claims |
|
Drive Elite 6
|
Up to £100 including VAT for authorised claims |
|
Drive Elite 10
|
Up to £100 including VAT for authorised claims |
| Covered Component |
Overnight Accommodation & Rail Fares
|
|
Drive Easy
|
Up to £60 towards hotel expenses or a return rail ticket for covered claims if you are unable to return home. |
|
Drive Elite 6
|
Up to £60 towards hotel expenses or a return rail ticket for covered claims if you are unable to return home. |
|
Drive Elite 10
|
Up to £60 towards hotel expenses or a return rail ticket for covered claims if you are unable to return home. |
| Covered Component |
Car Hire
|
|
Drive Easy
|
Up to £30 per day including VAT for up to 7 days |
|
Drive Elite 6
|
Up to £30 per day including VAT for up to 7 days |
|
Drive Elite 10
|
Up to £30 per day including VAT for up to 7 days |
| Covered Component |
Cover Abroad
|
|
Drive Easy
|
Up to 90 days a year in the Republic of Ireland and mainland Europe. |
|
Drive Elite 6
|
Up to 90 days a year in the Republic of Ireland and mainland Europe. |
|
Drive Elite 10
|
Up to 90 days a year in the Republic of Ireland and mainland Europe. |
|
Wear & Tear Cover
|
|
|
|
|
|
Drive Easy
|
Drive Elite 6
|
Drive Elite 10
|
|
Wear & Tear
|
Cover for Wear & Tear on vehicles aged up to 6 years or 60,000 miles on date of claim. |
Cover for Wear & Tear on vehicles aged up to 10 years or 100,000 miles on date of claim. |
|
|
Component & Detailed Parts Listing
|
|
|
|
|
|
Drive Easy
|
Drive Elite 6
|
Drive Elite 10
|
|
Air Conditioning (factory fitted)
|
Air conditioning compressor unit. Up £60 (including VAT) re-gassing for covered claims. |
Compressor, condenser, control panel and re-gassing up to £60 (including VAT). |
Compressor, condenser, control panel and re-gassing up to £60 (including VAT). |
|
Anti-Locking Braking System
|
ABS modulator and wheel sensors. |
ABS control unit, pump and wheel sensors. |
ABS control unit, pump and wheel sensors. |
|
Automatic Gearbox
|
All internal mechanical parts. Internal gears; sun and planet gears; carriers. Brake bands; clutch steel discs and clutch drums. Valve block; pressure valves; internal main shafts and pressure seals. Excludes electrical parts. |
All internal mechanical parts: internal gears, gear levers, sun and planet gears and carriers, brake bands, clutch steel discs and clutch drums (excluding friction linings), valve block, pressure valves, internal main shafts, pressure seals, selector mechanism (excluding cables), mechatronic units and electronic control units. Excludes oil leaks. |
All internal mechanical parts: internal gears, gear levers, sun and planet gears and carriers, brake bands, clutch steel discs and clutch drums (excluding friction linings), valve block, pressure valves, internal main shafts, pressure seals, selector mechanism (excluding cables), mechatronic units and electronic control units. Excludes oil leaks. |
|
Brakes
|
Brake master cylinder, wheel cylinders, restrictor valve, callipers, servo. Excludes seizure |
Brake master cylinder, wheel cylinders, restrictor valve, brake calipers, servo, regenerative braking systems (excluding frictional material), electronic parking brake. |
Brake master cylinder, wheel cylinders, restrictor valve, brake calipers, servo, regenerative braking systems (excluding frictional material), electronic parking brake. |
|
Casings
|
Should the failure of any of the components covered result in damage to the casings, then they will also be covered and will constitute part of the maximum claim liability. |
Should the failure of any of the covered components result in damage to the casings, then they will also be covered and will constitute part of the maximum claim liability. |
Should the failure of any of the covered components result in damage to the casings, then they will also be covered and will constitute part of the maximum claim liability. |
|
Clutch
|
All internal mechanical parts. Clutch master cylinder; slave cylinder; release bearing; pressure plate; centre disc and oil contamination of the centre plate only. |
All internal mechanical parts, clutch master cylinder (excluding frictional material), slave cyclinder. |
All internal mechanical parts, clutch master cylinder (excluding frictional material), slave cyclinder. |
|
Differential
|
All internal mechanical parts. Crown wheel and pinion; planet gears and pins. Main input bearing and input seal, output bearings. Excludes output seals. |
All internal mechanical parts, crown wheel and pinion, planet gears and pins, main input, bearing and input seal, output bearings (excluding output seals). |
All internal mechanical parts, crown wheel and pinion, planet gears and pins, main input, bearing and input seal, output bearings (excluding output seals). |
|
Electrical System
|
Starter motor; alternator; electric window motors and switches; sunroof motor and switch; central locking motors; front and rear windscreen wiper and washer motors; heater-fan motor; heater motor resistor; multi-function stalk switch and horn; immobiliser/alarm; clock; headlight switch; interior light switch; front and rear fog light switches; heated rear window switch; heated front window switch. |
Starter motor and solenoid including pre-engagement mechanism and bendix drive, alternator/dynamo, coil regulator, window and sunroof motors, centralised locking, heater fan motor, indicator flasher relay, distributor, front and rear windshield wiper and washer motors, electronic ignition amplifier, horn, immobiliser/ alarm, clock, switches, ignition coils, body control modules, electronic control units (excluding air bag system), convertible roof motor, instrument cluster and gauges, electric seat controls. |
Starter motor and solenoid including pre-engagement mechanism and bendix drive, alternator/dynamo, coil regulator, window and sunroof motors, centralised locking, heater fan motor, indicator flasher relay, distributor, front and rear windshield wiper and washer motors, electronic ignition amplifier, horn, immobiliser/ alarm, clock, switches, ignition coils, body control modules, electronic control units (excluding air bag system), convertible roof motor, instrument cluster and gauges, electric seat controls. |
|
Engine
|
Rocker assembly including hydraulic followers, inlet and exhaust valves (excluding burnt valves), springs and guides, cylinder head (excluding cracks and de-coking), cylinder head gasket, push rods, camshafts and followers, timing gears and chains (excluding tensioners and connected electrical devices), oil pump, pistons and rings, cylinder bores, con rods, gudgeon pins and bearings, crankshaft and bearings, inlet manifold, flywheel and ring gear. Timing belts are covered provided that the last due change of belt has taken place as specified by the manufacturer’s schedule (proof required). |
Starter ring gear, flywheel, oil pump, crankshaft and bearings, timing gears and chains, camshafts and bearings, rocker assembly, cam followers, cam bearings and journals (including main caps), buckets, shims, collets, tappet gear, inlet and exhaust valves, inlet and exhaust valve springs, inlet and exhaust valve guides, pistons and rings, cylinder bores, con rods, exhaust brake – all parts, core plugs, rear main oil seal and timing cover oil sea, big end caps (not including the crank balance shaft and drive unit)., cylinder head, cylinder head gasket, timing gears and chains, oil pump, gudgeon pins and bearings, crankshaft and bearings, inlet manifold, excludes cracked or porous cylinder heads and bores, carbon deposits, skimming or pressure testing, burnt out valves and seizing of the exhaust brake. |
Starter ring gear, flywheel, oil pump, crankshaft and bearings, timing gears and chains, camshafts and bearings, rocker assembly, cam followers, cam bearings and journals (including main caps), buckets, shims, collets, tappet gear, inlet and exhaust valves, inlet and exhaust valve springs, inlet and exhaust valve guides, pistons and rings, cylinder bores, con rods, exhaust brake – all parts, core plugs, rear main oil seal and timing cover oil sea, big end caps (not including the crank balance shaft and drive unit)., cylinder head, cylinder head gasket, timing gears and chains, oil pump, gudgeon pins and bearings, crankshaft and bearings, inlet manifold. Excludes cracked or porous cylinder heads and bores, carbon deposits, skimming or pressure testing, burnt out valves and seizing of the exhaust brake. |
|
Engine Cooling System
|
Water pump; thermostat; thermostat housing; engine cooling fan; radiator; engine oil cooler and heater matrix only. |
Radiator, oil cooler, water pump, thermostat and thermostat housing, thermostatically controlled radiator fan, heater matrix, coolant temperature sensor. |
Radiator, oil cooler, water pump, thermostat and thermostat housing, thermostatically controlled radiator fan, heater matrix, coolant temperature sensor. |
|
Engine Management (ECU)
|
Engine electronic control unit. |
Engine electronic control unit. |
Engine electronic control unit. |
|
Four Wheel Drive
|
All four-wheel drive parts except wiring and connectors. |
As per front and rear wheel drive. |
As per front and rear wheel drive. |
|
Front and Rear Suspension
|
Coil springs; upper and lower wishbones; ball and swivel joints; suspension arms; tie rod ends; anti-roll bar links; track rod ends. Excludes bushes. |
Coil springs, upper and lower wishbones, ball and swivel joints, suspension arms, air bags and compressor, tie rod ends, anti-roll bar links, track rod ends (excluding bushes), shock absorbers, electronic suspension control modules, suspension sensors. |
Coil springs, upper and lower wishbones, ball and swivel joints, suspension arms, air bags and compressor, tie rod ends, anti-roll bar links, track rod ends (excluding bushes), shock absorbers, electronic suspension control modules, suspension sensors. |
|
Front Wheel Drive
|
Drive shafts including constant velocity joints, universal joints and couplings. Outer constant velocity joint housing, inner race, cage and bearings. Outer drive shaft housing, inner race, cage and bearings. |
Drive shafts including constant velocity joints, housings and couplings, universal joints and couplings,outer driveshaft housing, inner race cage and bearings (excluding gaiters), transfer box, haldex unit. |
Drive shafts including constant velocity joints, housings and couplings, universal joints and couplings, outer driveshaft housing, inner race cage and bearings (excluding gaiters), transfer box, haldex unit. |
|
Fuel Injection System (Diesel/Petrol)
|
Mechanical or electrical fuel pumps; tank sender unit; throttle body; airflow meter; idle control valve; throttle potentiometer; pedal potentiometer; pressure regulator; map sensor; pressure sensor (including fuel rail when not available separately). Excludes injectors and glow plugs. |
Mechanical or electrical fuel pumps (including fuel injection pump), tank sender unit, throttle body, airflow meter, idle control valve, throttle potentiometer, pressure regulator, map sensor, pedal and throttle body potentiometer, pressure sensor including fuel rail if not available separately, fuel system, EGR valve, particulate filters, catalytic converter, fuel injectors, oxygen/lamda sensors, NOX sensors, glow plug module. Excluding fuel contamination. |
Mechanical or electrical fuel pumps (including fuel injection pump), tank sender unit, throttle body, airflow meter, idle control valve, throttle potentiometer, pressure regulator, map sensor, pedal and throttle body potentiometer, pressure sensor including fuel rail if not available separately, fuel system, EGR valve, particulate filters, catalytic converter, fuel injectors, oxygen/lamda sensors, NOX sensors, glow plug module. Excluding fuel contamination. |
|
Manual Gearbox
|
All internal mechanical parts; gears; synchromesh and synchromesh hubs. Selector forks and selector shafts, speedometer drive, bearings; input; output and layshafts and bushes. Excludes electrical parts. |
All internal mechanical parts, internal gears, synchromesh and synchromesh hubs, selector forks and selector shafts, speedo drive, bearings: input, output, layshafts and bushes, electronic control units, selector mechanism (excluding cables). Excluding oil leaks. |
All internal mechanical parts, internal gears, synchromesh and synchromesh hubs, selector forks and selector shafts, speedo drive, bearings: input, output, layshafts and bushes, electronic control units, selector mechanism (excluding cables). Excluding oil leaks. |
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Multi-Media (factory fitted)
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ABS control unit, pump, wheel sensors, driver interface systems, display screens, radio/CD player, multimedia controls, USB ports. Excludes wiring and electrical connectors. |
ABS control unit, pump, wheel sensors, driver interface systems, display screens, radio/CD player, multimedia controls, USB ports. Excludes wiring and electrical connectors. |
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Propshaft
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Universal joints and couplings; propshaft bearings |
Universal joints and couplings. |
Universal joints and couplings. |
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Rear Wheel Drive
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Half shaft bearings and shaft, rear constant velocity joint housings, inner race, cage and bearings. |
Half shaft bearings and shaft, constant velocity joint housings, joint housings, inner race cage and bearings (excluding gaiters). |
Half shaft bearings and shaft, constant velocity joint housings, joint housings, inner race cage and bearings (excluding gaiters). |
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Steering
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(Including Power Assisted Steering) Rack and pinion, steering box, power steering rack and pump and reservoir, steering lock. |
Including power assisted steering, rack and pinion, steering box, power steering rack and pump, steering lock (excluding gaiters), electronic steering and motors. |
Including power assisted steering, rack and pinion, steering box, power steering rack and pump, steering lock (excluding gaiters), electronic steering and motors. |
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Timing Belts
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Timing belts are covered provided that the last due change of belt has taken place as specified by the manufacturer’s schedule (proof required). |
Timing belts. |
Timing belts. |
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Turbo Charger
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Turbo charger unit. |
Turbo charger unit. |
Turbo charger unit. |
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Wheel Bearings
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Front and rear wheel bearings |
Front and rear wheel bearings |
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Other
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Drive Easy
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Drive Elite 6
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Drive Elite 10
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Working Materials
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Oils, oil filter and anti-freeze are covered only where their replacement is essential as a direct result of the failure of a covered item. |
Oils, oil filter and anti-freeze are covered only where their replacement is essential as a direct result of the failure of a covered component. |
Oils, oil filter and anti-freeze are covered only where their replacement is essential as a direct result of the failure of a covered component. |
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Additional Benefits
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Drive Easy
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Drive Elite 6
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Drive Elite 10
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Roadside Recovery
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Up to £100 including VAT for authorised claims |
Up to £100 including VAT for authorised claims |
Up to £100 including VAT for authorised claims |
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Overnight Accommodation & Rail Fares
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Up to £60 towards hotel expenses or a return rail ticket for covered claims if you are unable to return home. |
Up to £60 towards hotel expenses or a return rail ticket for covered claims if you are unable to return home. |
Up to £60 towards hotel expenses or a return rail ticket for covered claims if you are unable to return home. |
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Car Hire
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Up to £30 per day including VAT for up to 7 days |
Up to £30 per day including VAT for up to 7 days |
Up to £30 per day including VAT for up to 7 days |
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Cover Abroad
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Up to 90 days a year in the Republic of Ireland and mainland Europe. |
Up to 90 days a year in the Republic of Ireland and mainland Europe. |
Up to 90 days a year in the Republic of Ireland and mainland Europe. |
Cancellations & Refunds
- 30-day cooling-off period: Full refund if no claims have been made.
- After 30 days: Pro-rata refund minus a £50 administration fee (if no claims made).
Important Exclusions
Common exclusions include pre-existing faults, modifications, routine service items, and certain vehicle types (e.g. taxis, grey imports, electric/hybrid vehicles in some cases). Please read the full policy wording for details.
Ready to Get Covered?
Still have questions? Call us on 0203 921 0635 (weekdays 9am–5pm) or email us — our team is happy to help.
Always refer to your individual policy document for full terms and conditions.
This page was last updated: September 2026.