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Home » Blog

Is GAP Insurance Worth It in 2026? A Guide for UK Car Owners

GAP (Guaranteed Asset Protection) insurance protects you from financial loss if your car is written off or stolen. It covers

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Your Complete UK Extended Car Warranty Guide: How to Protect Your Policy and Avoid Claims Being Declined (2026)

Buying an extended car warranty is only the first step. Whether you’re a new or existing policyholder, understanding your obligations as a policyholder is

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The Rising Costs of Car Ownership in the UK in 2026: The Challenges and Smart Ways to Protect Yourself

Car ownership in the UK has become increasingly expensive in 2026. Drivers face inflation, policy changes on taxes and emissions, volatile fuel prices, and

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GAP Insurance in the UK: The Ultimate Guide for Car Owners in 2026

What is GAP Insurance and How Does It Work? GAP (Guaranteed Asset Protection) Insurance covers the financial gap between what your comprehensive motor insurer will pay

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Higher inflation is unavoidable – Bank of England

What this means for UK car drivers The Bank of England has kept interest rates at 3.75% but warned that

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Top 5 Reasons an Extended Warranty Makes Financial Sense for UK Car Owners

With the average cost of an unexpected breakdown repair now as high as £650, and major repairs running to thousands, protecting your finances has never been more important. UK drivers today spend over £450–£600 a year on

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Why Locking in Breakdown Cover for 2, 3 or 4 Years Now is a Smart Move for UK Drivers

As a UK car owner, nothing spoils your day quite like an unexpected car breakdown. One moment you’re driving along

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Insured vs Uninsured Car Warranties: What UK Drivers Need to Know

When your car breaks down, the last thing you want is to find out your warranty won’t pay out. However, not all car warranties

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Rising Car Theft and Write-Offs in the UK: A 2025 Snapshot

Owning a car in the UK today increasingly feels like having to manage defence against sophisticated criminals as vehicle thefts

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Your Guide to Buying a Used Car in the UK: Know Your Rights and Protections

As a UK buyer on the look out for a used vehicle, navigating the sales process can feel daunting, especially

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Why Used Car Warranty Insurance is More Important Than Ever in the UK

For many of us, a vehicle ranks as our second-biggest investment after our home. It’s essential for daily commutes, family

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The Surge in UK Vehicle Sales: How 5-10 Year Olds Shape the Impact

The UK automotive market is poised for a landmark year in 2025, with projections of 9.6 million new and used

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© 2026 CLICK4WARRANTY

CLICK4WARRANTY Is a trading name of AutoProtect (MBI) Limited

Warwick House, Roydon Road, Harlow, Essex CM19 5DY

Company Registered No. 05089293 | Data Protection No. Z933878X | Authorised and Regulated by the FCA No. 312143

© 2004 – 2026 Click4Warranty

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List of ineligible vehicles
All American, Australian and Canadian vehicles (unless built for the UK market); Stretched limousines; Abarth, Aston Martin, Bentley, Bristol, Bugatti, Caterham, Cosworth, Daimler 12 cylinder models, De Tomaso, Dorchester, Ferrari, Ford cosworth, Ginetta, Hummer, Honda NSX models, Jaguar models over 4,000cc, Kit cars, Lamborghini, Lancia Thema, LCC Rocket; Lotus, Maserati, Maybach, Mazda RX models, McLaren, Mercedes AMG mechanics, Mitsubishi 3000GT, Marcos, Morgan, Nissan 300ZX/Skyline, Noble, Panther; Porsche, Rolls Royce, Subaru WRX models, TVR, Venturi; Westfield and Vans above 3500kgs GVM.
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List of ineligible vehicles

Vehicles ineligible for cover by C4G Cover Combined RTI Gap Insurance Plus

Vehicles ineligible for cover: Aston Martin, AC, Alpine, Ariel, Austin, Bentley, Bristol, Caterham, Cadillac, Chevrolet, Chrysler, Corvette, Daewoo, Daihatsu, Daimler, De Tomaso, Dodge, Ferrari, GMC, Hummer, Ineos, Isuzu, Jensen, KTM, Lada, Lamborghini, Lincoln, London Taxi International, Lotus, Mahindra, Marcos, Maserati, Maybach, Mclaren, Microcar, Mitsubishi 3000GT Noble, Perodua, Pilgram, Proton, Reliant, Rolls Royce, Rover, Saab, Skywell, Spyker, TVR, Westfield. Any vehicles not listed in Glasses Guide.

  • Vehicles weighing more than 3,500 tonnes
  • Commercial vehicles, courier vehicles, minibuses and vehicles used for private hire or reward

Please note: Vehicles purchased through Lease or Contract Hire agreements are not eligible for cover.