What Is Car Warranty Insurance?

Your car is very likely your biggest investment after your house, and critical to the convenience of your day to day living. It is also expensive to run and maintain, and even more expensive to repair if it suffers a mechanical breakdown. When this happens and you are stuck without your car for an extended period of time (be that hours, days or weeks) it can be a significant inconvenience. It is also likely results in a big bill for you to pay to get your car back on the road.

That’s why it’s so important to consider protecting your vehicle against the financial risks that come with car ownership… and one of these protections comes in the form of extended car warranty cover. It is how you afford to pay for repairs once your car is no longer covered by the manufacturer’s warranty.

This is where an extended car warranty is worth its weight in gold.


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What is an extended car warranty?

Basically… A new car comes with a manufacturers warranty, once this has come to an end the cost of breakdowns or failures becomes your responsibility. On occasion, this can have a serious financial impact, but even in times of a minor breakdown or repair, the bill you would have to pay to get your car back on the road could still run into hundreds, if not thousands, of pounds.

A car warranty provides financial protection against such unforeseen mechanical breakdowns or electrical failures, paying you out to help cover the cost of repair, including parts, labour and VAT. The list of parts covered generally covers the major mechanical and electrical components.

Why you should consider an extended car warranty?

Consider the pitfalls of NOT having car warranty cover if your vehicle were to breakdown or need maintenance. Even for those that can afford big repair bills, it’s usually a lot of money, and means that extras like holidays or other major plans and purchases have to take a back seat. If it’s a big repair, it can easily leave you with a bill for many hundreds of pounds, and you left wondering how you’ll manage to pay for it.

Take a look below at some recent claims we’ve paid and what the financial impact of a big repair bill could be.

Recent Claims Data

  • Ford – Injection Pump – £877.43
  • Vauxhall – Gearbox – £969.03
  • Volkswagen – Timing Chain – £641.69
  • BMW – Clutch – £788.26
  • Mini – Fuel System – £482.93
  • Nissan – Suspension – £890.73
  • Audi – Brakes – £697.22


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Choosing the right car warranty provider

There are multiple warranty products on the market today that can make it difficult to decide which is the best product to suit your circumstances. In addition, there are countless rules and requirements to navigate. At Click4Warranty, we don’t make you jump through hoops to get the cover you need for your vehicle, we make it as simple as this.

Requirements to take out Click4Warranty car warranty cover?

Your car must be less than 10 years old, and have travelled less than 100,000 miles on the date your cover starts. There are a few vehicle makes that are excluded from cover, but in the main, that’s it.

Requirements for Click4Warranty car warranty cover to start?

There’s no prior requirements. We don’t ask you for a pre-inspection or an up-to-date service history. There’s no waiting period either. Your cover will start straightaway, the moment your premium is received.

How will car warranty cover benefit me?

With some warranty policies on the market, it’s nigh on impossible to see how much you’re covered for… and of course, that’s the reason you take warranty cover! At Click4Warranty, we understand that. We know the reason you’re taking warranty cover is so you’re not facing repair bills alone when you have a covered breakdown or failure, so we don’t make it difficult for you at all. We make it as easy as covering you for the total current purchase value of your vehicle.

How much warranty cover do I get?

We give you a claim cover amount up to as much as your car’s current retail value, as indicated by Glass’s Guide. That way, when you have a claim, you’ll have confidence taking your car for repairs because you’ll know how much we’ll cover… and there’ll be no nasty surprises. It doesn’t get easier than that.

What do we expect from you?

We have a few things you’d need to do to make sure everything’s OK when you want to claim. These include the usual things like, once cover starts, keep your car’s service history up-to-date and maintain anything that needs to be fixed.

And, if your car doesn’t have an up-to-date service history when cover starts, just get this done within 21 days, or 750 miles, of the cover start date, whichever is sooner.


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What does Click4Warranty car warranty cover gives me?

  • Cover from day one
  • Cover with no waiting period
  • Cover with no pre-inspection
  • Covers claims up to the current purchase value
  • Cover starts with no up to date service history
  • Cover for mechanical breakdown
  • Cover with no excess on claims
  • Cover for service or MOT imminent breakdown

In short… When you choose warranty cover from Click4Warranty

  1. You can decide to pay for your warranty cover in full, or you can select our monthly payment option to spread the cost.
  2. You don’t need a credit agreement or direct debit.
  3. You can pay in affordable monthly payments.

What are your options for extended UK car warranty cover?

We don’t want to complicate this, so we’ve kept it nice and simple. Here’s three great options for mechanical breakdown or electrical failure car warranty cover, that’ll give you all you need, including cover for wear & tear.

3-Star Car Warranty

Select this option if you want affordable cover for a long list of covered components. Gives you up to £7,000 claim limit towards the cost of parts, labour and VAT for the mechanical breakdown or electrical failure of covered parts.

4-Star Car Warranty

Select this option to cover a wide range of components on your vehicle, and get up to £7,000 claim limit towards the cost of parts, labour and VAT in the event of mechanical breakdown or electrical failure, or imminent failure identified during an MOT or service.

5-Star Car Warranty

Looking for comprehensive warranty protection? Our 5-Star warranty covers an extensive range of parts and offers up to £7,000 claim limit towards the cost of parts, labour and VAT for the mechanical breakdown or electrical failure of covered parts on your vehicle.


Related Reading:

Taking Out An Extended Car Warranty For Older Cars

Why Manufacturer Warranties Aren’t Always The Best Option